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Home Staging Tips Every Homeowner Should Know

Staging your home before mandating an estate agent is essential in getting your home selling faster for more.  Staging your home is the act of finding ways to show off your home’s finest qualities and downplaying the less perfect ones. You need to dress up your home in its Sunday best!  The following staging tips […]

Are you at risk of losing your Home

The fear of losing your house may alter your behaviour… and these are the reasons why! The 5 stages of grief and loss are: Denial and isolation Anger Bargaining Depression Acceptance The stages of grief are universal and are experienced by most people across most cultures. Grieving happens in response to a person’s own terminal […]

Comparison of Global Property Value for Money

Most of us that live in South Africa that are earning Rands are not aware that property in South Africa offers great value for money when comparing on a global scale. There is, according to various reports, an increase in the number of expats who have decided to return to live in South Africa. It […]

What You Should Know Before Becoming A Landlord

If you’ve been in the property game for a few years and are looking for something more exciting to get yourself involved in, then you should possibly consider becoming a fully-fledged landlord. It is one of those professions that looks profitable on the face of it but requires a lot of work and dedication to […]

Dealing with Non-Paying Landlords

The one thing that every single Body Corporate fear is bankruptcy. If owners stop paying their monthly levies, then management has no money to pay for maintenance services, which means the entire building falls into decay, resulting that no bank nor independent investor will ever consider buying into the sectional tittle scheme. Dealing with non-paying […]

3 Common Home Buying Mistakes A Good Attorney Will Help You Avoid

Purchasing a home requires you to go through several steps and processes. Buyers sometimes glaze over various, steps because they are unfamiliar with what to do. One of the most important steps in buying a house has to do with all the legalities. Signing the wrong paper or overlooking red flags can turn your buying […]

10 Tips on how to choose the best estate agent to sell your house

Tips on how to choose the best estate agent to sell your house Ask other people who have used that estate to sell their house It sounds obvious but recommendations from impartial people who have sold through an agent before are invaluable! Think about what’s most important to you about selling your house Is it […]

Selling or Buying a property privately in South Africa

There is no mystery to selling your home on your own. Just do the right things and your home will sell! Why Sell Your Home Privately Take more money to the bank! The average home price in South Africa is now approximately R1 000 000. The average commission paid to sell a home through an estate […]

Freeholding vs. Sectional Title Ownership – Jargon Explained

In this blog post I will be demystifying the difference between sectional title ownership and freeholding. In South Africa these are two popular forms of home ownership and they have different meanings that must be understood before one buys property. Consider buying a townhouse in a complex of some sort. A freeholding would entitle you […]

Things to consider before investing in commercial property

If you’re new to the commercial real estate game, then this list will be indispensable in decoding jargon, understanding concepts and generally avoiding looking like a novice when it comes to brokering your deal. Understand How to Value Commercial Real Estate – Unlike residential property, the value of a commercial piece of real estate is intrinsically […]

7 Questions to test the Loyalty of an Estate Agent

Buying or selling a property or home will be difficult when dealing with an incompetent or disloyal Estate Agent. Please don’t think that this article is about being negative about estate agents. I am of the overall opinion that many estate agents are excellent, however, most estate agents fall into one of three categories: good, […]

Being Environmentally Smart

Every time you switch on a light, drive your car, run a bath or put out your rubbish you’re making a decision that affects the environment. Natural resources – water, coal, oil, land and fresh air – will run out if we use them at a faster rate than they can replenish themselves. There are [...]

Professional Advice to consider when buying commercial property

Investors inevitably insist on buying commercial property with a high return and usually present their favourite argument that, if they can’t realise a good return, they may as well leave their money in the bank or invest offshore. High returns inevitably go hand in hand with high risk and it is worth applying the following […]

Tips for home sellers

It’s a buyers market at the moment, so if you’re looking to sell your home for a decent price, you’ll need to put in the effort to make your home stand out from the crowd. How do you do this? Here are a few tips: First impressions mean everything, and this starts from the moment […]

Kitchen Wall Cabinets

Kitchen Wall Cabinets – Convenient Storage Options Kitchen cabinets are an important component of any kitchen. In any kitchen renovating budget, cabinetry is the biggest expense. Cabinets perform the function of storage, helping you stay organized. In addition to this, they add character and personality to the kitchen. There are many options available with kitchen […]

Standard mass produced kitchen cabinets

Stock Kitchen Cabinets are Quick and Cost Effective Kitchen cabinetry comes in different options, giving you the flexibility to match it to the theme of your kitchen décor. Kitchen cabinets are probably the most cost-intensive component of your kitchen, thus, while planning your kitchen layout you need to factor in the style of your cabinets […]

Wood Flooring

Wood Kitchen Flooring Warmth, Beauty, and a lot of Style Wood kitchen flooring has been around for ages. Wood comes in a variety of finishes and quality, because of which the costs also vary greatly from one to another. In terms of colour and design, there is a lot of flexibility in the types of […]

Travertine Flooring

Travertine Flooring is known for Beauty, Elegance, and Durability A travertine kitchen floor, also known as onyx marble, Oriental/Egyptian alabaster, or Mexican Onyx is incredibly eye-catching, giving you a variety of choices in finish and style. Travertine is a kind of stone formed from natural sedimentary rock in the limestone category. This flooring material is […]

Slate Flooring

Slate Kitchen Flooring is a Perfect Choice Very popular among the more stylish homes, slate kitchen flooring is chosen for its looks and performance. It is available in many colours and shapes, giving you the choice of being creative with your floor design. Slate is quite easy to maintain and durable. Most people like it […]

Rubber Flooring

Rubber Kitchen Flooring Style and Durability? Rubber kitchen flooring is becoming recognized as a great option for the ability to take heavy foot traffic. Add to this durability, ease of cleaning and great non-skid surfaces. Not surprisingly, rubber floors are the preferred choice in restaurant kitchens, showrooms, day-care centres and even patios and decks. With […]

Linoleum Flooring

Linoleum Kitchen Flooring has Stood the Test of Time Linoleum kitchen flooring offers you choice – whether you want it in colour, design, style or pattern. Linoleum has been around for more than a century and has proved that it can practically last forever. It is made from environmentally friendly material and comes in a […]

Useful tips for Cleaning Bamboo Flooring

Bamboo flooring can be easily mistaken for traditional wood flooring, but it is much easier to look after. Once installed, regular care can keep it looking good for a long time. Cleaning bamboo flooring is a simple task, as you will see from the tips that follow. As far as daily maintenance is concerned, cleaning […]

Natural Bamboo Flooring

Natural Bamboo Flooring – Pleasing Looks & Durability Bamboo floors for kitchen come in many choices – the most popular of which are natural bamboo flooring and the carbonized bamboo flooring. Natural bamboo flooring has a beautiful off-white blonde shade, which is a colour we identify with bamboo. Carbonized bamboo comes in a caramel-like brown […]

Bamboo Flooring

Bamboo Kitchen Floor is Wonderful for Your Family A bamboo kitchen floor is among the trendiest kitchen flooring materials. An environmentally friendly option, bamboo flooring is comparable to hardwood flooring, but without the high cost associated with it. In terms of looks, bamboo is beautiful. Bamboo is a grass that grows very quickly. When it […]

Laminate Flooring

All the Looks at a fraction of the Cost Kitchen designers love to work with laminate kitchen flooring due to its versatility. Laminate is so trendy that people consider it as portable flooring. Since it is installed by joining pieces to make a stretch of flooring, at the time of moving, you can simply dismantle […]

Cork Flooring

Cork flooring and kitchen flooring is an environmentally friendly flooring material that is natural. Made from the bark of the cork oak tree, cork tiles are available in a wide choice in colours and patterns. This sturdy material is appreciated for its strength and durability. The chances of anything breaking when dropped on a cork […]

Vinyl Flooring

Vinyl flooring has been around since the 1950s and continues to be the favourite choice in kitchen flooring in many homes even today. In fact, vinyl has evolved to become more environmentally friendly over the years, with manufacturers making a conscious effort to use recycled materials. In terms of performance, vinyl gets full marks. Added […]

Kitchen Glossary

We know that definitions are never a favourite topic but when it comes to something as big as a kitchen renovation it’s best to be as well informed as you possibly can. Knowing what everything means when your spending your hard-earned money is a very important thing and can be the difference in spending extra […]

Let Your Kitchen Lighting Transform Your Kitchen

When we talk of kitchen design or décor, kitchen lighting must be given plenty of attention. With the wide choice available in the form of decorative, recessed and accent lighting, the only problem is to select the ideal one so that your kitchen looks perfect. Kitchens are not just places where meals are prepared – […]

Kitchen Cabinets

Quality kitchen cabinets can add grace and functionality to your kitchen, as well as enhance the value of your property. It could be quite an overwhelming task to select the right kitchen cabinets with the kind of choice available in styles, materials, designs and trends. Kitchen renovating is one of the best ways to give […]

Kitchen Countertops

When it comes to kitchen renovating, kitchen countertops are the first choice for bringing about a transformation. A carefully chosen kitchen countertop could not only make your kitchen look beautiful but also reflect your style. Choosing the right kitchen counter top is essential because you want to look for a surface that is durable yet […]

The Kitchen Sink

The kitchen sink is the hub of activity in most kitchens. It is a fixture shaped like a bowl or basin that you use for washing hands, utensils and food. Sinks require faucets that can provide cold and hot water and a drain to get rid of the used water. The look you want to […]

3 Reasons to Keep Away from DIY Plumbing Projects

While most people tend to think that DIY projects save money, there are several disadvantages when it comes to DIY plumbing. The three most common reasons not to attempt DIY plumbing and to hire a plumbing professional include: Safety Safety is a big concern for laymen that try to do their own plumbing projects. Licensed […]

Things to consider when buying a new home

You’ve brought your land and now you’re ready to start building … or are you? With any new building project it’s important your design fits with the scale and shape of the land. This minimizes problems in years to come and ensures you end up with the best looking house on the street. The first [...]

Building an Eco-Friendly Home

Eco-friendly and self-sustaining homes are all the rage, and it’s no surprise. More and more people are decreasing their reliance on the national grid and choosing to generate their own hot water and electricity. Eco-friendly features may cost more to install but can save you money over the life of your property. Here are some [...]

Absa Homeowner Sentiment Index Q3

The Absa Homeowner Sentiment Index and its sub-indices are based on a quarterly survey of existing and prospective homeowners in major urban areas in South Africa, and present insight on consumer sentiment regarding the buying, selling, investing, renting and the renovating of residential property, as well as property market conditions in general. Click here for […]

Building a Granny Annexe

Adding an extension on to your home is a great way to create more space and increase the value of your property, but with so many different ways to add extensions it’s difficult to decide the best option for your home. This article looks into the granny annexe and the benefits of building one on […]

How to Choose A Dishwasher

Practically every well-equipped kitchen has a dishwasher. The latest models in the market are packed with features and are available in different finishes, so that you do not have to worry about matching them to your kitchen décor. Most people opt for the stainless-steel finish that looks trendy yet is easy to maintain. Most dishwashers […]

How to create a light-filled home

Increasing the lighting in your home is beneficial in many ways; research conducted by Harvard Medical School has shown that increased exposure to natural lighting has a whole host of health benefits, including improved mood and concentration, a reduced need for pain medication and a quicker healing time from injuries. Increasing the lighting in your […]

Installing Decking in Your Garden

Adding decking onto your property is a great way to increase your house value without altering the internals of your home. An outdoor project creates less disturbance to day-to-day life and can be much more affordable than adapting the interior of your house. If in doubt, hire a professional We would always recommend that you […]

Options for renovating small kitchens

One of the factors that seems to drive people to consider moving to a new home or undergoing a major renovating project is when the kitchen is just too small. The kitchen is one of the most active and important parts of the home. So, if it is just physically too small of a space […]

Planning potential renovations

Renovating your home is one of the biggest projects you may set out on in your life. Depending on the scope of the work you want to get done, a renovating project can be as simple as slapping a new coat of paint on the living room to as complicated as gutting the house and […]

Kitchen renovating ideas

The horror stories that most of us have heard about kitchen renovating projects that have gone terribly wrong could frighten even the most intrepid DIY enthusiast. If these stories strike terror in your heart and make you think twice about taking on a major kitchen overhaul, we hate to see you live in fear but […]

Kitchen Renovating Ideas

For some reason the one room that most people seem most eager to remodel is the kitchen. It’s probably because the kitchen is such a creative place and much used space. And generally, it is well lit, so you can see any blemish or flaw that is there. If the kitchen is next on your […]

7 Great design ideas for your bathroom

When you’re ready to renovate a bathroom or you are designing a bathroom within a new home, you want to get the most luxury and comfort for the money you spend. That’s why it’s important to start looking at some of the best power house bathroom design ideas as you plan out your new bathroom. […]

Tips on cleaning stained mirrors to improve your home for showing

Mirrors are not the easiest things to clean, even when they’re new and have only a little bit of grime build up. Streaks, finger marks, dust and fluff from everyday items seem to appear on mirrors from out of nowhere making them tricky to keep sparkling clean. Worse still is a mirror that is stained. […]

How to choose the right bathroom furniture

Bathroom furniture is great because it can also provide additional storage space in your bathrooms, and it also gives your bathroom an aesthetic finishing touch. By covering up plumbing and piping, bathroom units will make your room seem cleaner and more modern. Choosing the right furniture for your bathroom can be a little overwhelming, since […]

Some factors to consider in renovation costs

There are two questions that must be asked about any renovating project. But we like to just talk about the first one which is what will the result of the renovating work look like and how great it will be. But the question of what it will cost is even more critical to making your […]

When Property Management Kills a Sale

Many things can dampen the deal when you wish to sell your home, but the most damage can come from a poorly managed Homeowners Association. Ensuring that you keep a good relationship and up-to-date finances with your estate’s management team can go a long way when it’s time to sell. Selling or buying within an [...]

Bathroom renovations things to consider

There is a well-known phrase that say, “He bit off more than he can chew”. Well when it comes to renovating projects, that is easy for all of us to do. If you have done some home maintenance projects like repainted a room or put up wallpaper, it is easy to think that you are […]

Renovating old houses

If you buy an old house with the intention of fixing it up to either sell it at a big profit or to return it to its glory for your own use, it is a project worth counting the costs before you make that kind of plunge. We all have heard of people who “flip […]

Some more renovation ideas

Perhaps you have looked around your house as you thought about the future and realized that you need to do some renovating. It’s a good idea to give your home a good face lifts every ten years or so to bring it up to date and make it look snappy and new. It’s fun to […]

Home renovating ideas

Where do I start. It is easy to get a vision for the finished product and see that beautiful new look that will be the result of all the renovating work that you want to do to your home. But it is another thing to understand the path that you will need to go through […]

Renovation ideas to help sell your property

Real estate professionals tell us that spending money renovating your home can pay back big time when you go to sell your home. So, if the time is coming up that you want to put your house on the market to sell it, all you can do to create a lovely look and feel so […]

Creative Home Re-modelling

It’s good to consider the role of creativity in your remodelling plans so you get all you can from the creative side of you but keep your plans reasonable and achievable on the budget you have. The good of all that creativity you have percolating around that wants to come out in your remodelling plans […]

Renovating the master bedroom

It’s a great idea to prioritise the renovation of a bedroom. Its probably the most fun renovation. That is because unlike remodelling the kitchen, the guest or kids’ bedrooms or the rooms where you entertain guests, remodelling the master bedroom is all about mom and dad and what they want. You can indulge yourself in […]

Bathroom Remodeling Plans

The master bathroom is a great place to focus your next remodeling plans. The bathroom is a room that you spend a lot of time in. And making that room look and feel nice so it takes good care of your needs while you are in there is an outstanding goal of your renovation. Not […]

Bathroom re-modelling ideas

Have you ever walked into someone’s bathroom when you are a guest in someone’s home and just said “Wow”?  Do you think people will get that same “Wow” feeling in your bathroom? If not, you may be able to put some real pizzazz into your bathroom with a few simple changes that can change the […]

Country Style Decorating Tips

Choosing the look of your home can be a difficult task, everyone will like something different and you need to ensure that you have an overall theme with which to work. Once you’ve decided on a theme you might find a bit of flexibility in things which will suit. This month we’re going to take […]

Keeping Your Home Cool In Summer

Summer weather is both unpredictable and ever changing, while we’ve seen some warm weather we’ve also seen quite a bit of rain. Despite the fickle nature of the weather it can be undeniably humid at times, bringing muggy and sticky temperatures into the home – something no one enjoys. It’s worse still if you have […]

Things to consider when renovating bathrooms

We all have a time in our lives when we need, for whatever reason, a little extra help and care and perhaps a few more facilities to assist us in the bathroom. This extra help may be for a short time or perhaps a little longer. Bathing is an integral part of our lives and [...]

Tips on saving electricity in your home

With the ever increasing costs of living and global warming, there should be better time when we stop throwing money out the window and save some by starting to make our own electricity. Electrical energy was one of man’s greatest discoveries, and it has helped build new civilizations. The large amount of electricity produced has its [...]

Tips on saving energy in your home

Here are some free ways to save energy: Turn your thermostat off in the summer and in the winter and leave it alone. With each degree decrease on your thermostat in the winter you can immediately see a 3 percent to 4 percent decrease in energy use. You can help your heating and cooling system [...]

10 Ways to Save Money on a Tight Budget

Virtually everyone would like to know ways to save money on a tight budget nowadays, especially since prices are rising and the economy has grown more and more unreliable. In order to truly do this, you have to make a real effort to alter your spending behaviour for those spending and living beyond your means. Most people can benefit with […]

Formation of a body corporate

A sectional title body corporate is automatically formed when the developer of a complex transfers ownership of the first unit from the developer to the owner. This does not require any intervention of the developer or the owner, as such it cannot be stopped, or postponed. At this stage the body corporate will consist of [...]

Make the Coolest Choice In Refrigerators

You can safely say that refrigerators are among the top three most important appliances in the kitchen. In earlier times, the aim behind buying a kitchen refrigerator was to preserve food and keep it cold. Now it is not such a simple affair choosing. Today, there are too many styles and designs to choose from. […]

The Microwave Oven – A Wise Kitchen Appliance

It is hard to find a well-equipped kitchen without a microwave oven. A luxury not so long ago, today microwaves are not only affordable but also easy to use. For busy people with too much to do and too little time, the microwave is a blessing that is taken for granted and makes sure that […]

What’s Cooking with Kitchen Ranges?

Kitchen ranges are considered the focal point of the kitchen – after all, most of our nourishment through cooked food originates from here. It is therefore crucial to select the one that serves you efficiently, safely and has all the features you would use. Thanks to the surge in industrial cooking appliances, many manufacturers are […]

The importance of Kitchen Ventilation

No kitchen can do without ventilation, mainly because it relates to the health of the people in the home and keeping the air fresh and safe to breathe in. While cooking aromas can be exciting, the moisture, grease, heat and smells can settle in, resulting in slate air, mould, toxins and dust, which in turn […]

Some Quick Facts About the Kitchen Oven

Kitchen Oven Basics Once upon a time, buying an oven was simply a question of deciding between an electric or gas option. But today, the market is full of a variety of models, materials, features and sizes, and the buyer’s choice is limited only by their budget. Choice of fuels available today is from gas, […]

Kitchen Appliances – Make the Right Choice

Can you imagine your kitchen without basic kitchen appliances like a cooking range, refrigerator, a sink and a dishwasher? The dream kitchen would be equipped with energy efficient appliances like cook top, range or wall unit, oven, dishwasher, refrigerator, deep freeze, sink, microwave oven, food processor and mixer. While planning a kitchen, almost ten per [...]

Outdoor Kitchens – Optimizing Your Outdoor Space

Outdoor kitchens are becoming a rapid trend with the wide range of appliances and plans to suit every budget. Who doesn’t enjoy the aroma of a braai? The best part is – your outdoor kitchen can be as simple or as elaborate as you want it, depending on how much you want to spend and […]

All you need to know about Kitchen Flooring

When choosing your kitchen flooring options some of the first questions you should ask are how much you are willing to spend, and what you expect from your flooring. Are you looking at pure durability, or are you looking at something that will wear well, yet look great over the years? If you happen to […]

Simple Ideas That Are Borderline Genius

Frosted-Glass Pantry Doors- obscure what’s inside so the pantry doesn’t have to be kept tidy. Plus, the doors add a light and bright element to the kitchen. Frame those boring mirrors with wood and corner blocks. Inexpensive and easy with a hot glue gun. Shelves over couch with pictures. Love the set up. Perfect for […]

Have You Thought Of Investing in a Hotel Apartment?

Wouldn’t life be grand if you could sleep in a hotel every single night? The good news is you don’t need to be a hotel owner to do this, all you need to be is the owner of a room in a hotel. Apartments in hotel buildings are a new type of property investment and  […]

How to Keep Spiders Out Of Your House

Easily recognisable by their eight legs, some people gladly tolerate the presence of spiders while others cannot bear the thought of them. Unfortunately for spiders, there seem to be far more of the latter, as their reputation for being dangerous to humans precedes them. Vacuum regularly, high and low, and particularly pay attention to those […]

The benefits of using a Bond Originator

Bond origination is a relatively new concept in South Africa. It has only been introduced to South Africa about eleven years ago. Bond originators are there to make the application for a home lone process a lot easier, faster and more convenient. In this article we will look at a few benefits that you will [...]

Good Advice For Investing In Student Accommodation

Investing in student accommodation can be a very wise choice, but it is crucial to do some home work on the topic before making any investments. While there are universities and colleges, then there will be a market for private student accommodation. In this article I will briefly give a bit of advice to ensure [...]

Homework Advice For First Time Home Buyers

It is clear that the decisions which a home buyer makes can have a major impact on your financial status in the future. It is important that property buyers don’t feel under pressure whilst making their decisions, but should rather take their time to make sure that they don’t regret any decisions in the future. […]

Be careful not to over price your property

The property market in South Africa is always based upon the price that buyers are prepared to pay for the property they are interested in. It therefore goes without saying that overpriced properties will stay unsold for until they become more realistically priced, and eventually potentially losing the seller money. Properties that are well-priced will […]

Tips For When Buying Your First Home

Due to the pricing of property and the steady interest rates today, a first time home buyer has a lot more options than in the past. Because of this we can now see a lot more people being interested in their dream house rather than just buying a starter home. At the end of the […]

VAT Charges and Buying Property

Value added TAX buyers who buy fixed property from a non-vendor will sooner realize that they will receive bigger tax deductions. The reason for this because of the changes to the Value added TAX Act 89 of 1991. Before the changes of the act, South Africans were limited to the detectable tax because of the […]

Tell The Truth When Applying For a Home Loan

It is of utmost importance to tell the absolute truth about your financial status when applying for a home loan. Even if you don’t qualify for the full bond, you can then always try to make a deal with the seller to settle the outstanding amount. In this article I will explain why it is [...]

Security issues on exclusive area boundary walls

An owner whose exclusive use garden courtyard area is enclosed by the complex boundary wall insists that the body corporate secure the boundary wall by installing Palisade fencing etc to address the security concerns they have as their unit is positioned at the front of the complex facing the roadside. The body corporate refuses to [...]

Security Lights and Common Areas

We have 4 units in our complex and one unit wishes to install security lights in their exclusive use area and they require this for extra security for themselves. As the lights are in their exclusive use area do we all have to contribute to the cost of installing these lights. we have lights on […]

Common area security

Our complex is at the end of a cul de sac and our entrance is not walled or gated.  Our unit was broken into during broad daylight in March and we have had a few subsequent minor incidents, like cars in the driveway being broken into or tires being stolen off cars. This morning however, […]

Security around sectional title units

Question We are unit owners in a complex of 30 units of which 10 units face a very busy road where we have experienced many accidents over the years some with disastrous consequences. Our unit is one of the units facing this road. There is a pre-cast perimeter fence on the boundary of our exclusive [...]

FNB Property Barometer

House price and market volume growth have begun to slow again after an early-2018 “mini-surge” August 2018 saw the FNB House Price Index growing by a slower 3.5%, year-on-year, down from the previous month’s revised 3.9%. This translates into ongoing decline in prices in “real” terms (adjusted for CPI inflation), a trend that has been […]

Body Corporate Finances

In the Q&A section of the No Agent blog we include questions that we receive from our subscribers and we answer them ourselves if we feel we have the relevant knowledge. In some instances, we refer them on to a finance, legal or other relevant expert. Question In the Close I reside in which consists [...]

POPI and sectional title

We really want to know how the Protection of Personal Information Act of 2013 (“POPI”) affect the Sectional Title industry? An example would include a leak between two owners – are we as managing agents able to give the one owner the other owner’s details without first checking with the latter owner that we may […]

Security relating to a sectional title complex

Question. Your assistance in the following would be appreciated: We are unit owners in a sectional title complex of 30 units of which 10 units face a very busy road where we have experienced many accidents over the years some with disastrous consequences. Our unit is one of the units facing this road. There is [...]

Stone Flooring possibilities

Stone flooring is truly unique. It is natural and easy to feel comfortable in. It is beautiful, and it is often a valuable investment into your home. People have been using a variety of types of stone I their homes and in other buildings for centuries. It has long been considered one of the best […]

Dealing with problematic levy contributors

The owners of units in Sectional Title schemes that do not pay their levies place an unacceptable and burden on the other members of the scheme, and in some instances the trustees must resort to raising a special levy to cover the body corporate’s ongoing financial obligations. In these instances, because defaulters are unlikely to […]

Vinyl Flooring Repairs

Vinyl flooring is a great choice for many homes. It has long been an important part of the home, as it has been used for several years as the affordable, good-looking solution for high traffic areas. The problem is, there can be problems with the tiles over time, which is not uncommon for any type [...]

Planning Your Kitchen Remodel

If you’re doing a major remodel of your kitchen, you might want to visit other homes in your neighbourhood to see how current trends are running. Not that you must do the same thing, but you want to keep the price of your home comparable to others in your neighbourhood and you want to realize […]

Choosing Bathroom Furniture with Useful Storage

There are ways to increase the storage space without making the room look cluttered or unattractive. Many different types of bathroom furniture can add to the bathroom appearance and even enhance it while adding the needed space. Depending on the décor of the bathroom, the budget for the bathroom, and available space, there are many […]

3 Steps to DIY Roof Leaks and Repairs

Like many things in life, roof leaks and repairs begin with three basic steps. Everything else that must be done in order to repair your roof begins with these three steps. Not all roof repairs will require the skills and talents of an expert. At the same time it is important to remember that your [...]

Coordinating floor lamps with different lighting devices

Light fixtures are one thing that many people seem to have forgotten or left out of the world of lighting and home décor. People have, for some reason, left out the idea of spending a lot of cash on some lighting fixtures. To some extent, this is justifiable; times are tough, and most people see […]

DIY Kitchen Countertop Options

There are a wide variety of options when it comes to the kind of material you will use for your kitchen countertops. If you are installing them in your primary residence, you may want to spend the extra money to ensure that the counter tops will last for many years. If you’re installing them in […]

Installing track lights for your home

Installing track lights in your home is very easy, provided you follow all the steps required. One should always note that an important part of home décor is the lighting. The main important uses of the lights are to provide lighting for the many tasks that are carried out in the home. This includes reading, […]

What you should know about LED lighting

As a designer knows, lighting is one of the elements of design that is used to complete a contemporary look in modern home décor. Before you spare no expense on the type of lighting you want to use to create a sense of warmth and comfort in your home, you need to know about the […]

Adding Glass to a Front Door

Entry doors can be beautified with the addition of glass. Front entry doors can retain their insulating quality if you install stained glass additions on top of insulated glass. Removal of the raised wood panels should be done carefully. You don’t want to cut into the flat surface areas of the door. Not only will […]

Small Touches that make Bathroom look great

Bathrooms are the easiest room in the home to decorate since they are generally the smallest room in the home. Just because it is a smaller room does not mean the decorating is not as important. The bathroom can be decorated with plenty of beautiful things and ideas. It can be a delightful experience for […]

Texturing Your Ceiling

The look of your ceiling is something that is easy not to pay as much attention to, but it probably as noticeable as the way your floors or walls appear. The color and texturing of the ceiling can completely alter the look and feel of any room. Ceilings are a great place to flex your […]

Tips on Hiring Tradesmen to work on your property

Choosing your tradesmen is the most important decision in a remodeling project. Take your time and be thorough in your search. Here are just a few places to start looking for the best contractor for your job: Word of mouth referrals Job site signs: Pay particular attention to homes with signs of their contracting company […]

Renovating or remodeling kitchen countertops

There are many choices available to you when it comes to remodeling kitchen countertops. You can easily search the Internet for the various materials countertops are made of so we won’t go into that here. Instead, this article offers tips to help you decide among all the various types of kitchen countertops available to you. […]

Many fail to consider ALL the costs involved when entering into a property transaction – Don’t be taken by surprise!

The costs involved in a property transaction aside from the actual price of property are often overlooked. These costs are significant from the perspective of both the buyer and the seller. It is important to take these costs into account before getting involved in the purchase or sale of a property so that you have […]

Invest in your future

By buying a home, you are investing in your future and you will have security and shelter for you and your family for many years to come. Steps to owning your own home: Once you have found your dream home, and your offer to purchase has been accepted, you then contact a mortgage consultant. The […]

How to get Pre-Approval for a Home Loan in South Africa

Getting a pre-approval on a home loan can considerable speed up the process of buying a home in South Africa. You will also be taken a lot more seriously if you can show that you can afford the house that you intend to buy. This articles gives a short overview of the process involved in [...]

Expsenses to Consider When Buying a Home in South Africa

When buying a home in South Africa their is other expenses over and above your home loan that you need to consider. Make sure you budget for these expenses before you decide how much you can afford on your home loan in South Africa. Home Loan Installments – You have to settle your bond payments and […]

First-time South African Property Buyers Must Beware the Hype

In the current property market, buyers are kingpins heavily courted by developers and estate agents alike – but first-time buyers in particular should take care not to be seduced into serious and potentially costly mistakes. So says Berry Everitt, MD of the Chas Everitt International property group, who notes that in the excitement of hunting […]

Advice on Choosing a Home Loan in South Africa

In South Africa the home buyer is confronted with a variety of different home loan options. This article is aimed at helping you choose the best home loan package from the options available in South Africa. Before you start take time to become familiar with the home loan industry in South Africa by doing some […]

Cluster Homes Property in South Africa

Freehold property enclosed by boundary walls are referred to as “cluster homes” in South Africa. Cluster homes are commonly governed by a homeowners associations. Over the last few years this type of property development has seen an increase and their is some confusion over the legal status of cluster homes among South Africans. In South […]

Using a Mortgage Originator to Help You Get a Home Loan

A morgage originator deals on your behalf with the banks in South Africa to secure your home loan and get the best deal for you. You get professional advice regarding your home loan and the mortgage originator is able to deal with a variety of banks in South Africa in order to get you the best […]

Guide for Non-Residents Buying Property in South Africa

Non-Residents can feel comfortable when investing in South African property as the property market for overseas buyers are well regulated in South Africa. No significant restrictions apply to non-resident property buyers in South Africa and the overseas buyer can enter the South African property market with confidence. Buy Property in Own Name or Through Legal […]

Questions Answered About Home Loans in South Africa

Is bond registration costs included in a home loan? You have to make prior arrangements with the bank if you want the bond costs included in the home loan. If you have not done this you will be required to pay the bond costs seperately and in full before the bond can be registered. is […]

Applying For a Home Loan in South Africa

In the past if you wanted a home loan you had to go to your bank and make an appointment to see a staff member of the bank’s home loan department. You would then be given a home loan application to take home to complete and return with all the required documentation. Once the paperwork […]

Guide to Property Investment in South Africa

Stay Informed of New Property Developments New property developments are usually quickly snatched up by investors with the right connections long before investors new to the game have an opportunity to find out about the property. The serious property investor needs to have ongoing contact with estate agents in South Africa who have good contacts […]

Home Loans – Calculating How Much You Can Afford

How much should you take a home loan for? Generally the banks will give you a home loan around 20 times of your monthly gross income but should you take the full amount that you are entitled to? Here are a few points to consider before deciding on the amount of your home loan. Before […]

Reasons to Invest in the South African Property Market

Investing in property within South Africa is still a sound option for serious investors. The following points highlight the reasons why you should invest in property and in particular South African property. Property Is a Relatively Stable Investment Option Although stock market related investments can at times bring forth very big returns, it is also […]

Advantages of Increasing the Payments on Your Home Loan

Consider paying an additional amount on your home loan payments no matter how small the amount may be. A small amount each month can significantly reduce the overall amount on your home loan. Carefully go through your monthly budget and see how much you can afford to pay extra per month. Do not rely on […]

South African Home Loan Terminology

Access Bond – You can draw money ( up to a predetermined amount ) from this type of home loan. Administration Fee – This fee is charged by the lending bank to cover the initial costs of processing a home loan application. Agreement of Sale – Contract stating the terms and conditions under which the property is sold […]

Low Earners Bank on R47bn in Home Loans

Banks plan to have spent close to R47-billion to finance mortgages for “affordable housing” by the end of this year. The Banking Association of SA said the four major banks had spent R39.6-billion by the end of March on financing new homes and providing home-improvement loans for the affordable housing market. The association said banks […]

Costs Involved In Selling Your Property in South Africa

So you decided to sell your property and you are dreaming of what you are going to buy with the profit you will be making. But before you start spending you need be aware of the costs involved in selling your property in South Africa and how much it will eat into your profit. Commission […]

Tips on How to Get your South African Home Loan Approved

Even though property prices have soared in recent years, you can probably still obtain a home loan to buy your own home if you are earning a regular salary. Here are some ways that you can get that home loan you need to become a home owner without needing an excessively high income. Look For […]

Should You Rent Property or Buy Property in South Africa?

This article looks at the pros and cons of renting property and the pros and cons of owning your own property. We will be considering whether it is better to rent or buy property in South Africa’s current environment. The current high property prices in South Africa has the effect of property being rented out […]

Reasons Why Your Home Loan Application May Be Rejected

You are excited to buy your new property and found your ideal home. But the excitement quickly turns to disappointment when your home loan application gets rejected by the bank. In this article I will highlight a few reasons why home loan applications are turned down. Gross income too low to afford the property  The […]

Growth in Mortgage Advances Slowing Down Further

Year-on-year (y/y) growth in mortgage advances by monetary institutions declined further in June 2008 to its lowest level in almost 4 years. A growth rate of 19,9% y/y was recorded in June compared with 20,6% y/y in May. This was the lowest year-on-year growth in mortgage advances since the 19,5% registered in August 2004, and […]

Banks Tighten Screw on Risky Bond Clients

Pretoria – At least two of the country’s major banks have tightened up on the access high-risk clients have to the flexible reserve funds in their mortgage bonds. Gavin Opperman, the managing executive of Absa Home Loans, confirmed yesterday that the bank had notified its high-risk clients last week that they would no longer be […]

Upmarket Apartments Built in Cape Town

Construction at a new, upmarket 20-storey serviced apartment block on the corner of Cape Town’s Pepper, Loop and Long Streets is well underway. A total of 233 apartments, ranging from studios to luxury duplex units and penthouses, will be built at a cost of R119m. “The amenities include a fitness centre, laundry and cleaning services, […]

February Building Plans Passed Down 44,2%

The value of recorded building plans passed at constant 2005 prices in South Africa in February fell 44,2% year-on-year (y/y) from a revised drop of 53,7% (52,4%) y/y in January, data by Statistics South Africa showed on Wednesday. A breakdown of the data shows that residential building plans fell a massive 56,3% y/y. This was […]

2,000 Houses to Be Built in North West

wo thousand housing units are set to be built in Extension 3 and 22 in the Matlosana Local Municipality in North West. Launching the R98,3m housing project on Friday, North West Housing MEC Howard Yawa said 559 houses are already being built as part of the project, which is expected to be completed by June […]

Buy-to-Let Investors Under Strain

Withholding body corporate levies because of personal financial strain places the building in a precarious fiscal position, while jeopardising the property investment and its long-term viability. Andrew Schaefer, MD of national property management group Trafalgar, warns many new developments are under strain as numerous owners lack sufficient knowledge and information about body corporate levies and […]

March Median House Prices Fall 1,5%

The Standard Bank median house price index (smoothed) decreased by 1,5% year-on-year (y/y) in March, following declines of 3,6% y/y in January and 2% y/y in February, the latest Standard Bank property gauge showed on Wednesday. “After posting the lowest annual growth rate in 12 years in 2008 when a decrease of -0,3% in the […]

Commercial Property Still a Good Bet

Despite difficult times in the property market in South Africa, fundamentals of commercial and industrial property remain strong. “From an equity point of view, we are currently in an exciting space in the property market. Current market conditions provide property investors with good value for quality properties and auspicious investment opportunities in this sector,” said […]

Turning Point in Property Market is Close

The much-discussed low point in house sales and house prices could now be far closer than most people realise. Analysing the Residential Property Price Ranger’s (RPPR) latest figures for the Cape Peninsula, Bill Rawson, chairman of Rawson Properties, said that these show that, despite much negative comment from the public and media, prices have held […]

4 to 5 Months to Sell Upmarket Property in South Africa

If you own a property worth more than R1,2m that you have to sell now, be prepared to wait at least four and a half months to flog it. There is also an 85% chance that you will not get your asking price. These and other statistics released earlier this week by FNB again underline […]

Buyers Turn To Existing Property

The scales have tipped in favour of those looking to purchase property, and buyers looking for good returns and value will find opportunities a plenty in established property. Carlos Moreira, principal of the new Homenet Olympic branches in Alberton and Rosettenville, says prevailing market conditions are making life difficult for developers. High land and material […]

Investing in Residential Property

Levels of activity and price growth in the South African residential property market have slowed down considerably over the past year on the back of sharply rising inflation, which caused interest rates to have been hiked by a cumulative 500 basis points since June 2006; the full implementation of the National Credit Act about a […]

Low-Cost Housing Under Threat

The increased cost of cement and soaring fuel prices mean the delivery of low-cost houses “is becoming impossible”, housing associations say. Rising building costs would not only mean fewer houses would be built to ease the city’s housing backlog, but they could also affect the quality of the homes provided. Bheki Nkonyane, of the Cape […]

Rate Hikes Cut Into New Loans

Johannesburg – While total mortgage loans have continued to grow, the value of new mortgage loans is falling – a sign that the 5 percentage point rise in interest rates over the past two years is putting a curb on borrowing. Over the 12 months to May, banks’ total mortgage books rose by about a […]

Lowest Mortgage Advances Growth Since Late 2004

According to data released by the South African Reserve Bank, year-on-year (y/y) growth in mortgage advances by monetary institutions has dropped to its lowest level in more than 3½ years, with a growth rate of 20,6% y/y recorded in May this year (21,95 y/y in April). This was the lowest year-on-year growth in mortgage advances […]

South African Property Price Drop May Not Be as Big as Feared

Property economists have painted a rather gloomy picture of the prospects for the residential property market in the years ahead, although the situation is not as dire as predicted by one major estate agency earlier this week. John Loos, First National Bank’s property strategist, says the list of negative influences on the residential property market […]

South African Property Price Decline is Fastest in 11 years

Pretoria – House prices, excluding the effect of inflation, dropped by 5 percent year on year in April, which is the biggest decline since March 1997. Absa, which released its latest house price index yesterday, is now forecasting for the first time that real house prices will slip this year and next year. Jacques du […]

Pace of South African Property Price Growth Slowed Further in May

Based on the latest Absa House Price Index, house price growth dropped further to a nominal 4,3% year-on-year (y/y) in the middle segment of the market in May this year, down from a revised 5,5% in April. It was the lowest nominal year-on-year price growth recorded since October 1999, when it was also 4,3%, and […]

Homes to Fold on Rates Pressure

Johannesburg – South African households and the residential property market won’t be able to handle much more of an increase in interest rates, warns an FNB economist. Prime rates need only rise to 18% to inflict the same financial pain to consumers they did when rates surged to 25.5% in 1998, said FNB property strategist […]

South African Property Price Growth at an 8-Year Low

According to the latest Absa House Price Index, property price growth slowed to a nominal 6,8% year-on-year (y/y) in the middle segment of the market (see explanatory notes) in April 2008, down from a revised 7,8% in March. It was the fourth consecutive month of single-digit growth in nominal property prices since a growth rate […]

Right Residential Stock Has Buyers

It is anticipated that the residential property market, which is experiencing a real low according to the banks, will remain inactive for the rest of 2008. Despite this state-of-affairs, the right residential stock quickly finds a buyer. The Standard Bank median house price fell to R530k in April from R550k in March. The April median […]

South African Property Sellers Get Real

South African property owners are setting asking prices at about 10 percent below their peak. According to The Alliance Group, a large auction and valuation group, the supply of houses up for sale has outstripped demand in the past three months — the first time this has happened in the past six years. In its […]

Growth in South African Mortgage Advances Moving Sideways in March

According to data released by the Reserve Bank, year-on-year growth in mortgage advances by monetary institutions came to 23,2% year-on-year (y/y) in March 2008, compared with a growth rate of 23,1% recorded in February. This brought the total amount of mortgage advances to R882,1 billion in March. On a month-on-month basis, mortgage advances growth was […]

Longer South African Home Loan Repayments Now Popular

In order to soften the blow of higher interest rates and in a market where future interest rate trends are difficult to predict, many home purchasers are applying for the longest possible repayment periods on their home loans. “Even though most applicants intend on paying the instalments which would apply to a 20-year repayment term, […]

Consistent Property Sales in Sandton Suburb

Sunninghill falls under the ever-growing Sandton, and is a very convenient locale to enjoy the promising future of a new CBD in the Greater Johannesburg area. In addition, the following amenities are within easy reach of Sunninghill: Sunninghill Hospital, the Vodacom World of Golf, Montecasino, Fourways Crossing and Mall. Month-on-month, Sunninghill has seen consistent transactions […]

South African Rural Property in Demand

The move towards “semigration” is growing in South Africa and boosting the demand for property in many smaller towns. The term semigration (from semi-emigration) refers to those who seek a better quality of life away from urban grime, crime, congestion and stress, but who are not prepared to leave South Africa. “And anecdotal evidence suggests […]

Huge Potential in African Property

In terms of property, Africa is the last true emerging market, outperforming the Pacific rim countries – but there are challenges. According to Ian Fife, property editor of Financial Mail, Africa is the last true emerging market. “Asia is a technically emerging market but with property returns that are not worth writing home about. The […]

South Africa’s Black Middle Class Enlivens Property Industry

The residential property market is moving strongly to the black buyer, according to Kura Chihota, the executive director of Leapfrog Property Group. Chihota said the growing buying power of South Africa’s black middle class was “dramatically” shaping the country’s economy and society. This was being felt not only in the retail sector, vehicle sales and […]

Are Property Prices in South Africa Really Falling?

The residential property market is currently under immense strain and sellers are struggling to get the prices they want. But whether SA house prices are currently in a plummeting phase, is a question to which there won’t be an answer in the foreseeable future. Standard Bank’s economics department sent shock waves through the market last […]

South African Mortgage Advances Growth Slowing Down Further

In February 2008, year-on-year growth of 23,1% was recorded in mortgage advances by monetary institutions (24,5% in January), according to data released by the South African Reserve Bank. This brought the total amount of mortgage advances to R871,5 billion in February. On a month-on-month basis, mortgage advances growth was lower at 0,8% in February from […]

South African Property Returns Up in 2007

South African listed property returned 27,7percent last year, slightly higher than 27,1 percent in 2006, but yields continued to fall across all sectors, a new survey showed. The 2007 South African Property Owners’ Association/IPD SA Property Index – which surveyed 70 percent of the total property assets, held by financial institutions and property companies – […]

Property Demand to Grow in South Africa

Demand for residential property in South Africa is expected to pick up towards mid-year, as buyers respond to a peak in interest rates, an improving rental market and slowing house development, a property expert said. “Although in these relatively gloomy times it is sometimes difficult to see light at the end of the tunnel, it […]

Growth in House Prices Slowing Further

In February 2008, year-on-year growth in house prices in the middle segment of the market (see explanatory notes) slowed further to a nominal 8,7% from a revised 9,9% in January. House price growth has not been so low since the end of 1999, when it was 9,3%. These trends in house price growth are according […]

Property Prices in South Africa Continue to Stagnate

Reduced affordability had caused house price increases to stagnate, Standard Bank economist Sizwe Nxedlana. Nxedlana said the slowdown in the demand for residential property in the form of a noticeable reduction in the volume of mortgages granted and the stagnation in house price growth were primarily a function of reduced affordability. “The 400 basis points […]

Mortgage Advances Growth Virtually Stable Since End-2007

Year-on-year growth of 24,5% was recorded in mortgage advances in January 2008 (24,7% in December), according to data released by the South African Reserve Bank. This brought the total amount of mortgage advances to R864,5 billion in January. On a month-on-month basis, mortgage advances growth was lower at 1,2% in January from 1,8% in December. […]

Property in South Africa Taking Longer To Sell

A recent report compiled by Property24’s data department shows clearly how the property market has changed over the past 18 months in terms of the number and frequency of properties that are sold. The report covers single residential as well as multi-unit transactions that took place between July 2006 and December 2007, recorded by over […]

South African Show-House Property Visitors Dwindle

Johannesburg – The number of show-house visitors in leafy, expensive areas dropped sharply in fourth quarter 2007, according to the latest data from First National Bank (FNB). Activity levels in upper-income areas have slumped to such an extent that it now takes up to four months to sell houses priced at more than R1m, says […]

Subdivision of Property in South Africa

Average South African property sizes in 2007 have more than halved to what they where in 1980. This is mainly due to the increase of subdivision of property in South Africa over the last three decades. Subdivision of property in South Africa have particularly increased over the last decade with city council programmes indirectly encouraging […]

Slowdown in Property Price Growth Accelerating Amidst Power Cuts

Growth in house prices in the middle-segment of the market (see explanatory notes) slowed to a nominal 9,1% in January 2008 – the lowest price growth since December 1999, when it was 9,3%. Nominal price growth of 10,6% y/y was recorded in December last year. These trends in house price growth are according to the […]

South African Property Market ‘To Take a Pause in 2008’

The South African residential property market is poised for another year of slowing price growth – but the news is “not all bad”, said Herschel Jawitz, chief executive of Jawitz Properties. “With double-digit growth since 2000 and eight rate increases over the last 18 months, it is no surprise that the market is set to […]

Power Cuts Good for Property in South Africa?

While the energy crisis being experienced by the country will be negative for the economy and thus negative for property it might prove to be a “double-edged” sword in that it might be negative for property development but positive for property returns, according to FNB Home Loans Property Strategist John Loos. Loos says that while […]

Property Price Growth at Its Lowest Level in 7 Years

According to the latest Absa House Price Index, nominal year-on-year (y/y) growth in house prices in the middle-segment of the market (see explanatory notes) slowed to a level of 11,2% in December 2007 (12,5% y/y in November), which brought the average price of a house to almost R964 000 at year-end. This was the lowest […]

Homeowners Spend Less on Renovations

Homeowners were spending less on major property improvements and renovations in the fourth quarter of 2007 compared with the same period in 2006, according to the First National Bank (FNB) Residential Property Barometer. At the end of 2006, about one in three homeowners were investing in their homes by making major improvements and doing renovations, thereby […]

South African Property Market Shows Life

Johannesburg – Market activity in the South African residential property market increased marginally during the third quarter of 2007 but remained at its lowest levels in three years, the FNB Property Barometer showed on Monday. The barometer, which measures activity levels on a scale of 1 to 10, showed an activity level of 5.3 compared […]

First-time Property Borrowers Hit the Hardest

Fall in debt summonses belies what is happening ‘on the ground’, say experts Economics Editor HOUSEHOLDS are coming under mounting strain as interest rates climb, with people who have taken on debt for the first time likely to be hit the hardest. Businesses are also starting to grapple with higher debt service costs, although the […]

South African Property Market to Show Effect of Higher Interest Rates

The Reserve Bank’s Monetary Policy Committee (MPC) announced a hike of 50 basis points in the repo rate to 10,5%, prompting banks to raise their prime and mortgage rates to 14%. Interest rates have been hiked by a total of 350 basis points since mid-2006. Inflationary pressures eased somewhat in August, with year-on-year (y/y) CPIX […]

‘Cheap’ property in South Africa Proving Irresistible to Holidaymakers

Just one visit to South Africa is enough to convince some property market investors to acquire a home in the country, it has been claimed. Heath Adamson, sales and marketing director for International Property Solutions, believes most people are won over by the views, the friendliness of the local population and the climate. The fact […]

South African Construction Industry Bears the Brunt of Food Price Inflation

South Africa’s construction industry, one of the economy’s main growth drivers, was taking the strain from the “seemingly uncontrollable” rise in food inflation, an industry think tank said on Wednesday. Industry Insight said that approved residential building plans, which was an indication of the pipeline construction activity, has slowed to a negative growth rate of […]

Downward Trend in South African Property Price Growth Continues

According to the latest Absa House Price Index, the average price of middle-segment housing (see explanatory notes) increased by a nominal 14,2% year-on-year to R950 000 in September 2007 (14,8% in August). In the first nine months of the year, nominal house price growth averaged 15,3% compared with the same period last year. Real year-on-year […]

Mature South African Homeowners Can Unlock Property Value

It’s common cause that less than 5% of South Africans have sufficient retirement income but unlocking the value in their properties can go a long way towards a solution. “Financial planners place heavy emphasis on providing for the future of the younger generation, but little help is available for those who have already reached retirement […]

Mortgage Originators Saving South African Consumers R30bn Annually

The rise in popularity of mortgage originators in the home buying process has now reached a level where they are collectively saving South African consumers R30bn a year in interest charges through lower home financing costs. This comes from discounts to the prime lending rate originators achieve by shopping around at various banks on behalf […]

Johannesburg’s New Gold Belt

Whether you love or hate the idea of the vastly expensive Gautrain that’s set to cut through the nation’s busiest region, don’t ignore it from a property perspective. Land and property along the Gautrain route is set to become South Africa’s “new gold”. That is the forecast from John Loos, property strategist, in the FNB […]

Property Developers to Bend the Knee to Middle and Low-income Buyers

Low to middle income home buyers often ignored by developers in the mid 2000s boom period in terms of their housing needs are about to be given a fair hearing. In fact it’s likely that developers, at least the wiser ones, will be falling over themselves to meet the lower market segments every need, according […]

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