Home Loans

No Agent Home Loans

No Agent Bond Originators are specialist mortgage originators that shop around with all major banks in South Africa to offer the best interest rate to clients from all walks of life on all home loan and related issues. No Agent Bond Originators provide a full impartial advice and recommendation service to clients ranging from First time buyers, New home purchase, consolidation mortgages.

The independent Bond Originator market is a complex world where good advice can save you substantial amounts of both time and money. The fee free impartial advice and service No Agent Bond Originators consultants provide will give you peace of mind and take the stress out of a complicated part of life. This site is designed to provide you with information about our services and other free information that will give you the edge in selecting your next home loan or mortgage.

Whatever the challenge our fully qualified mortgage brokers will give quick and accurate mortgage information using the latest technology.

If you are looking for a great Bond Originator for a home loan or refinance, No Agent Bond Originators can help you.

There is no cost to use No Agent Bond Originators and we are a specialist Bond Originator providing a hassle-free money saving service. Clients from all walks of life benefit from no cost mortgage originators when choosing the right home loan or mortgage advice for their needs. The administration team is on hand if you require help right up to the completion of your home loan or mortgage. No Agent Bond Originators will manage your home loan arrangements from your initial enquiry until the loan is finalised.

Our Mortgage Originator Consultants cover the entire country and offer a completely impartial free service getting you the best deal.

Fee free

From the moment an enquiry is made, whether it be by internet or phone, the team of very experienced, fully qualified and friendly mortgage consultants will swing into action. From the information made available to them by you, the consultant will give the best advice and obtain the best deal from all the major banks in South Africa.


Once an application has been made, this is passed to the administration team who will undertake the task of ensuring the lender is working as quickly as possible towards providing an offer of mortgage lending. At the same time, they will keep in constant touch with the transfer attorneys to secure a completion with the minimum of delay. Our clients are kept constantly informed of the progress of their application and the administrators are always on hand to answer any queries and to deal with problems that arise along the way. Further  the administrators will ensure that applications for the relevant Life Assurance, Buildings and or Contents Insurance are in place on completion of a mortgage or sooner if required.

Contact Us to Find Out More About Applying For a NoAgent Home Loan



Frequently Asked Questions

Get the best interest rate on a Bond or Home Loan.

No Agent provides a Bond Application service to our clients. In most instances we have been able to obtain our client a better interest rate than they would have got directly from their own bank. This is mostly due to the bank competing against each other for your business.

Is No Agent Bonds’ service free, or are there hidden fees?

There are NO hidden fees. Our Mortgage Bond and Home Loan service is free. We receive a commission fee from the bank for preparing all the application documents on their behalf. This fee is paid to us by the bank and doesn’t get added to the home loan.

What relationship does No Agent Bonds have with the various banks?

No Agents Bonds’ comprehensive service saves the banks from time consuming administrative duties; they in fact, welcome our support and association.

Why should I use No Agent Bonds?

Since we provide the banks with regular business, we have formed a mutually beneficial relationship with all the major banking institutions. Our good relationship with these banks benefit you directly in terms of getting your loan approved as quickly as possible at the lowest interest rate.

Would I not save time or money by going directly to the banks?

No, with our free service you will receive competitive quotes from all the various banks, no need for you to go to each bank individually and fill out countless forms. Due to the volume of business we provide the banks with, our clients are inevitably offered a lower interest rate. One bond application is all we need; we then submit your application to all the banks. This allows you to compare all the banks’ quotes in the leisure of your office or home without the stress associated with going directly to the banks.

What makes No Agents Bonds unique?

Our experienced staff makes it possible for us to provide our valued clients with a fast, professional and friendly service. We always endeavor to offer our clients the lowest interest rate with the fastest turn-around time.

Should I prefer to do so, could I decline the loan offered to me by No Agent Bonds?

Yes, you are under no obligation whatsoever, we merely issue you a quote upon which we act as soon as you give us the “go-ahead”.

What if I have a preferred bank?

We would then attempt obtaining the lowest possible interest rate on your behalf from your preferred bank.

How secure would it be to enter my details on the website?

Only the staff responsible for applications has access to your details.

Will I be kept up to date about the progress of my application?

The consultant responsible for your application will be in frequent contact with you, filling you in on the status of your application.

How long does the whole process normally take?

It usually around 48 hours after all the necessary documentation has been received.

Style Selector
Select the layout
Choose the theme
Preset colors
No Preset
Select the pattern